Our Lifestyle Trust 4 Flexibility The Lifestyle Trust is designed to help clients achieve their required balance between access to capital, inheritance tax planning and control over the eventual distribution of assets, whilst giving them a certain amount of flexibility in the future. Access The Lifestyle Trust allows your clients access to their wealth by taking payments on pre-determined dates – or to defer or waive those payments if they decide they don’t need the money when the payment becomes available. Introducing the Lifestyle Trust This brochure describes how a Lifestyle Trust can provide tax-efficient benefits for your clients and those they care about. Quilter We are part of Quilter plc, a leading wealth management business, helping to create prosperity for the generations of today and tomorrow. Quilter plc oversees £108.5 billion in customer investments (as at 30 September 2021). It has an adviser and customer offering spanning financial advice, investment platforms, multi-asset investment solutions and discretionary fund management. Quilter enables financial advisers to deliver the very best service to clients and their families, to help them achieve their financial goals. We offer a comprehensive range of products and investments through our award-winning online investment platform, which is known for its intuitive user experience that makes online processes quick and easy. Our products and services are designed to support any adviser business model, and we are always evolving them to meet the changing needs of advisers and customers. Our range of investment products includes the Collective Investment Bond.