Quilter 17 Lifestyle Trust These schemes are designed to help you achieve a balance between access to your capital, inheritance tax planning and control over the future distribution of your assets. The Lifestyle Trust entitles you to access a pre-agreed proportion of the trust fund for your own future use. This is divided into a series of what are known as ‘entitlements’ that become available in line with an agreed schedule of dates. The initial payment into the trust is classed as a CLT and therefore it is potentially liable to entry, exit and periodic charges, depending on the amount invested. * Please note: periodic and exit charges may apply. See pages 20 and 21 for further information.